Can Student Loans Debt Be Discharge By Filing Bankruptcy? | Filing ...

Student loan is a sort of debt that several Americans are facing in this present sour economy. With shrinking job market, student loan delinquencies are at higher rate because the financial crisis. The federal student loans issued by federal government are much better than private loans as the former delivers some payment modification alternatives to ease payments as bankruptcy will rarely wipes out the debt.

According to present bankruptcy laws, student loans are not usually discharged, but it is not impossible to do so if you can genuinely take your hardship that will be affect you and your dependents. When you file bankruptcy, you require to take your hardship successfully to judge dealing your case.

In this case, the court uses distinct techniques to evaluate whether the borrower showed hardship exists in reality. The techniques include:

? The debtor has to prove that he/she is unable to maintain the debt payments based on the existing income and expenses and that affects the minimal regular of living of debtor and his dependents, if he/she is forced to repay the student loan.

? Then the debtor also ahs to prove that there is not hope of improvement in monetary conditions that are prevailing presently for particular period of time from now.

? The debtor need to prove that he has made all his efforts from his/her side to repay the student loans.

If you turn into effective in taking your hardship to the judge dealing your case, then there are chances of your debt getting cancelled. At the very same time filing bankruptcy, protects you from collection agencies on all your debt, until your bankruptcy case is resolved or until the creditor gets the permission from the court to collect debt.

If you are profitable in proving your hardship to bankruptcy judge, then filing bankruptcy is best option. Therefore it is very best to consult a bankruptcy attorney like creditcardbankruptcysolutions.com for professional advice and its pros and cons prior to filing bankruptcy. This action is required simply because the bankruptcy will remain on your credit report once it is filed irrespective of whether it is accepted or not. if it is accepted also there are chance that some of your debt like student loan is not discharged. Then what is the use of filing bankruptcy when most of your debt is comprised of student loan only.

At the same time, the bankruptcy will be a part of credit report for ten years from the date of filing and it will affect your future credit. For example: in future if you are looking to buy new residence when everything going smooth with economy and your personal finance, bankruptcy listed on your credit report make the lender to believe for a whilst. Even if you managed to discover a lender of mortgage, the price of carrying connected with loan will be significantly higher than usual.

The price connected with bankruptcy filing is also higher and unable to prove your hardship will cost your thousands of dollars especially in hard times. Consequently, consult your attorney prior to filing bankruptcy to prevent uncertain conditions that affect your finance life.

Source: http://www.northstarya.org/can-student-loans-debt-be-discharge-by-filing-bankruptcy.htm

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Home Improvement Do It Yourself Tasks ? Practical Recommendation ...

There are many reasons why an individual would select to polish their concrete floor instead of covering it with tile or carpet wedding planning books. Those reasons differ but they finally come down to two main determining factors. These components are expense and hygiene.

The first thing to determine before starting a project is whether or not you have the talents and expertise to do it. You will certainly not have a problem putting in flooring and wall tiles or even wooden flooring.
This is relevant to painting and all common remodeling tasks as well. However, you?ll certainly find do it your self electrical and plumbing projects much more difficult wealthy affiliates review. Thus, you need to learn more about the devices, work schemes and potential safety hazards related to such undertaking, before you have interaction in them.

Home improvement is about enhancing the comfort, coziness and beauty of the house. Therefore, you should consider the artistic as well as on the practical side of the do it yourself work. Do not hesitate to look for inventive ideas for remodeling, painting or furniture renovation or for any other home improvement activity you?ve in mind.

The next step is to seek out the instructions for the project. You certainly need an in depth step-by-step DIY guide, preferably with pictures. You can also search for some videos that show how issues are actually done. Generally, the more instruction materials, info and advice you get the better. You?ll want to know what to do, in case you make a mistake the wealthy affiliate review. Even when you understand how to do the work, you need to write the steps down.

The ceiling fans can serve multiple functions and not simply put some model into the room.

They?ll provide a cooling as well as supplemental heating system to your home.

The blades can be maneuvered to rotate in certain directions in order to achieve the desired effect.

Plan your work and schedule it carefully. Some projects, comparable to ending wood surfaces, have set action and waiting times, so you will need to not go out of the time frame.

Individuals who are on the fence about which material they need to choose ought to talk to an area fencing company to learn extra about which material better fits their needs.

Tagged as: how to get a good handyman

Source: http://thereviewarticles.com/home-improvement-do-it-yourself-tasks-practical-recommendation-on-preparation-2/

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Violence mars 2nd day of Chile's nationwide strike (AP)

SANTIAGO, Chile ? Tens of thousands of Chileans marched peacefully Thursday demanding profound changes in the country's heavily centralized and privatized form of government, while smaller groups broke away to fight with police. More than 450 people were arrested and dozens injured.

Union members, students, government workers and center-left opposition parties took part in the final day of a nationwide two-day strike, which included four separate protest marches in the capital and demonstrations across Chile. In many areas, families grabbed spoons and spilled into the streets to join in noisy pot-banging shows of support.

President Sebastian Pinera's ministers sought to minimize the impact. Police estimated Santiago's crowds at just 50,000 and said only 14 percent of government workers stayed off the job.

Union leaders claimed 600,000 people joined demonstrations nationwide. Raul de la Puente, president of the government employees union, said 80 percent of his members joined the strike, at the cost of two days' pay.

Pinera called the strike unjustified because Chile's economy is growing strong and providing more opportunities. He also said he remains open to those seeking dialogue, although his administration has refused to discuss some student and union demands, arguing the real work of reform must be done in Congress.

What began three months ago as a series of isolated classroom boycotts by high school and university students demanding education improvements has grown into a mass movement calling for all manner of changes in Chile's topdown form of government.

Protesters now want increases in education and health care spending, pension and labor code reform, even a new constitution that would give voters the chance to participate in referendums ? a form of direct democracy previously unthinkable in a country only two decades removed from a 1973-90 military dictatorship.

"As long as there aren't responses from the executive to the demands, this movement will continue," university student leader Camila Vallejo vowed.

Polls taken before the strike say the majority of Chileans side with the protesters, although it's unclear how the violence will affect popular sentiment.

Chile's much-praised economic model of fiscal austerity and private-sector solutions has failed to deliver enough upward mobility to a new generation whose members see how their country compares to the rest of the world, said Bernardo Navarrete, a political analyst at the University of Santiago.

"The promise that they have made us during the military regime and during 20 years of the (center-left) Concertation (government), and during the era of Pinera, is that education was a way to climb up in society, and the students noticed that this wasn't true," Navarrete said. "They know that Chilean universities are the most expensive places to study, that advancing in higher education depends more on the university you leave than your own merits, that success isn't guaranteed."

Some of Pinera's ministers tried to reach out to people who feel they can't afford the quality education that Chile's best private institutions provide.

Economy Minister Pablo Longueira told a meeting of executives Thursday about a father who told him that he could afford to send only one of his two children to college. "If this was my reality, I would be marching as well," Longueira said. "This is what we have to change in Chile."

Others in the ruling coalition took a harder line. The governor appointed by Pinera for the Bio Bio region, Victor Lobos, blamed the protests on unwed parents, saying 65 percent of Chilean children now are born outside marriage.

"Today Chile is a country without family. I warned this would bring social conflicts to Chile," Lobos said. "A child that doesn't receive anything, doesn't receive affection, the loving attention of a father and mother and their protection, shows up in the streets with hate."

___

Associated Press writer Eva Vergara contributed to this report.

Source: http://us.rd.yahoo.com/dailynews/rss/world/*http%3A//news.yahoo.com/s/ap/20110825/ap_on_re_la_am_ca/lt_chile_demonstrations

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Lowcost Auto Insurance and Cheap Car Insurance | bibledefenders ...

Posted by admin on August 28, 2011

Inexpensive car insurance plan is accessible. The only way to find cheap car insurance is to display dedication and a willingness to study it. Have you had car insurance in the past but wasnt low cost vehicle insurance? Ended up your premiums large and a strain on your wallet? If so, why not seem into cheap auto insurance coverage? Cheap car insurance is just the thing to help you save some cash each month. There are approaches you can discover low-cost car insurance plan and even now get the protection you need most. Do you want only liability from low-cost car insurance coverage? Did your final insurance provider notify you that you could only get liability due to the fact of how large the premiums were? There is no purpose for why you have to settle. You require to get the type of protection that rewards you most-others also in circumstance of an incident. Why not discover cheap car insurance and find the top quality and affordability you deserve?

Be on the lookout for ads on the radio or tv about inexpensive auto insurance. Frequently occasions there are two or a few commercials between your preferred shows talking about cheap car insurance. Have you ever before imagined to call the quantity on the bottom of the display to see if they actually do supply low-cost vehicle insurance coverage? It is not a poor thought. You will want to pay attention for the presents they make on the television commercials concerning cheap car insurance and then make certain they are sticking to what they are advertising. Contact them up and inquire them inquiries about their advertisements on low-cost vehicle insurance policy. A representative of that certain company can inform you about the cheap car insurance they offer and why you need to turn into a client.

You can also search in the newspaper and see what organizations are marketing low cost car insurance policy. Even mailers come the moment or 2 times a week advertisement firms who ensure low-cost automobile insurance. You may well really feel leery at 1st because some of the low-cost vehicle insurance appears also excellent to be correct, right? If you are sensation this way, you ought to call up the organization and request about their cheap car insurance charges and policies. When you consider the initiative to chat to a organization that bargains with cheap car insurance, you fears can subside due to the fact you will have been ready to get all the answers about low-cost car insurance plan. Get started your investigation for cheap car insurance these days!

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Source: http://bibledefenders.net/2011/lowcost-auto-insurance-and-cheap-car-insurance/

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1st playoff event to be cut to 54 holes (AP)

EDISON, N.J. ? Hurricane Irene is forcing the PGA Tour's first playoff event to be reduced to 54 holes.

Slugger White, the tour's vice president of competition, says up to 10 inches of rain is expected Sunday. That would make it impossible to get in 72 holes at The Barclays. The plan is to play the third round early Saturday and finish before the rain arrives.

It would be the first 54-hole tournament since the FedEx Cup playoffs began.

White says if the third round cannot be finished Saturday, the tournament would revert to 36 holes to determine which 100 players advance to the second playoff event next week in Boston. He was not sure if a 36-hole tournament ? should that be the case ? would be counted as an official win.

THIS IS A BREAKING NEWS UPDATE. Check back soon for further information. AP's earlier story is below.

EDISON, N.J. (AP) ? Matt Kuchar returned to beautiful sunshine and a birdie Friday morning to take the lead at The Barclays.

Kuchar, who won the opening FedEx Cup playoff event last year on a different course, was among 51 players who did not finish the rain-delayed first round. He drove into a greenside bunker on the reachable par-4 18th, blasted out to 3 feet and rapped in his birdie putt for an 8-under 63.

That gave him a one-shot lead over Harrison Frazar and William McGirt, who also had to finish his round in the morning.

McGirt had made seven birdies in an eight-hole stretch when play was halted by darkness Thursday night. The birdies disappeared when he got back to Plainfield, and he bogeyed the 17th before hitting just short of the green on 18 for an easy birdie. Frazar shot his 64 Thursday.

Players had only a half-hour before they headed back out to start the second round.

Even in such perfect weather, the future of the Barclays was gloomy. Hurricane Irene is on a path up the Eastern seaboard, with a forecast for rain and wind starting as early as Saturday and into Sunday.

The hope Friday was for everyone to complete 36 holes to make the cut. Tour officials were meeting Friday morning to figure out how to proceed with the rest of the tournament, with a 54-hole event one possibility.

That would not be unusual, but this is not a typical event.

Only 125 players qualified for the FedEx Cup, and The Barclays is the first of four tournaments that lead to a $10 million bonus for the winner. The top 100 players in the standings advance to next week at the Deutsche Bank Championship outside Boston, and there is a feeling that a full, 72-hole tournament should be played.

And because the Boston event doesn't start until Friday ? it traditionally has a Labor Day finish ? one possibility was to finish on Tuesday.

For now, all they can do is play.

Because of the rain ? nearly a three-hour delay Thursday, after some 10 inches of rain over the previous two weeks ? Plainfield was soft and ripe for good scoring. Only 44 players failed to break par in the first round, and the field average was 69.5.

Kuchar won The Barclays last year at Ridgewood.

"It's great being defending champion and coming out with a nice start, 8 under, with some good playing," he said before heading out for his second round. "The conditions were there. I think there are going to be a lot of low scores over the next couple of days."

Some players were in dire need of such good scores.

Padraig Harrington, who narrowly qualified at No. 124 in the standings, opened with a 65. That counts as his best score of the year. The 65 he shot in the opening round at Abu Dhabi ended with disqualification when it was deemed through high-definition TV that his ball had moved ever so slightly while addressing a putt.

Ernie Els, who was at No. 118, opened with a 68. Els is among five players who have reached the FedEx Cup finale at the Tour Championship every year since this format began in 2007.

Phil Mickelson had a disappointing end to his round of 67, even though he made birdie. The tees are moved up this week on the 18th hole, making it play about 285 yards up the hill with a slight bend to the left. Mickelson hammered a tee shot that settled about 6 feet away, but he missed the putt and settled for a birdie.

Source: http://us.rd.yahoo.com/dailynews/rss/sports/*http%3A//news.yahoo.com/s/ap/20110826/ap_on_sp_go_ne/glf_barclays

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3 arrested in Pakistan over US man's abduction (AP)

LAHORE, Pakistan ? Police say they have arrested three people suspected of belonging to the gang that abducted a 70-year-old American development expert in Pakistan earlier this month.

Lahore police chief Malik Ahmed Raza said Wednesday the arrests were made after officers tracked cell phone numbers. He gave no more details.

Warren Weinstein was seized by up to 10 gunmen from his home on Aug. 13 in the city of Lahore.

Authorities have not said who they believe seized him, though Islamist militants or criminal gangs seeking ransom are both possibilities.

Source: http://us.rd.yahoo.com/dailynews/rss/asia/*http%3A//news.yahoo.com/s/ap/20110824/ap_on_re_as/as_pakistan

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Open Platform Drives Personal Robotics Boom | Tech the Future

Robotics could be the next transformative technology. But the industry needs an open platform model to drive rapid innovation and consumer adoption, argues Ryan Calo.

After computers and mobile phones personal robots could be the next big thing. Commercial robots are already widely in use in manufacturing and warfare. Assembly lines are often entirely run by computer controlled robots. In warfare drones take over surveillance tasks and even kill. Or, geared toward a more peace-oriented purpose, the machine dismantles landmines like this cool robot.

Personal robots closely interact with humans in the private sphere, like domestic robots that?ll clean your house and robots that assist physically impaired people. This segment of the robotics industry is rapidly growing, says Ryan Calo, a scholar at Stanford?s Center for Internet and Society. In an interview with Jerry Brito in the Surprisingly Free Podcast,?Calo predicts that by 2015 personal robotics will be a 6 billion dollar industry.

But to create the right circumstances for the industry to flourish decisions need to be made now.

Calo proposes open robotics as opposed to closed robotics to incentivize rapid growth. A closed robot is designed to perform a single task, it runs on proprietary software and neither its hardware nor its software can be adjusted by the user. An open robot is the opposite of all those things: it is designed to be able to do multiple tasks, it accepts third party software and the user can tinker with the hardware and add new modules.

The reasons for favoring an open platform become obvious when comparing robotics to the pc and mobile industry. At the dawn of the computer era manufacturers saw no other market than big companies who could afford hundreds of thousands of dollars for room-sized data processing machines. Only with the arrival of the Altair 8800 microcomputer in 1975 did it become clear there was a hungry consumer market.

The famed introduction of the Altair was an ad in electrical engineering hobbyist magazines like Popular Electronics. Model kit seller MITS expected a couple of hundred orders from dedicated tinkerers for the DIY computer kit. But within the first few months the orders had already ran into the thousands.

The Altair had no clear purpose but people were itching to get there hands on the powerful machine and figure out what they could do with it for themselves. Each newly devised purpose was shared by its inventor either for pay or out of enthusiasm. And each new purpose attracted new users and sparked new innovation. A dedicated purpose machine would never have unleashed the creativity and combined innovation of a diverse community consisting of individuals, businesses and academics.

This distributed innovation model disperses the risk for manufacturers and research institutions when it comes to R&D investments. Instead of spending resources on a fully functional robot which may or may not become a bestseller, R&D divisions can build components for existing platforms which have proven their worth.

An open platform also invites third-party software developers. Not only does this constitute a lucrative industry in itself, it also greatly enhances the gimme-gimme factor for people. A phone that can boost 350.000 apps is just more appealing than one that offers only 2.000. The mobile phone market shows that opening up a product to third-party developers it is mutually beneficial for all parties involved: users, manufacturers and developers.

A third aspect of open robotics, says Calo, is hardware modularity. The ability to add or remove parts. It allows users to modify the robot to their specific need. Perhaps you want to swap the indoor wheels of your housebot for an all-terrain undercarriage so the bot can come along when you go fishing. It also invites third-party manufacturers to specialize in specific robot parts like grippers or sensors.

Calo advises the robotics industry to start making decisions about these issues now. Because if the personal robot boom starts in 2015, now is the time to think about technology standardization and shared infrastructure.

Ryan Calo?s paper Open Robotics is free for download. First published in the Maryland Law Review, Vol. 70, No.3, 2011.

Source:?Interview by Jerry Brito Surprisingly Free conversations podcast @SurprisinglyFree.com

Photo: Windowsfordevices.com

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5. #EcoMonday tip 14: Get A Pocket-Sized Personal Fuel Cell!

Source: http://www.techthefuture.com/technology/open-platform-drives-personal-robotics-boom/

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Aerobic Fitness Equipment ? Wonderful Facts To Know | Health ...

If you?re looking for information about physical exercise or fitness programs, you may notice the term ?cardiovascular fitness equipment? inside the description. Generally, individuals do not truly know the meaning of cardio fitness machine. Consequently, they merely go on a specific physical exercise by utilizing one of those equipment randomly. Essentially, you can simply get cardiovascular fitness equipment which will help you to attain your ultimate objective. What you need to do is to understand the essential functions and advantages given for you by each and every kind of cardiovascular exercise equipment.

Because it?s described by the name, cardiovascular equipment is certain physical exercise equipment that is produced especially for cardio exercises. It?s a great fitness equipment to be utilized if you need to get a fit physique, shed weight, as well as increasing your cardiovascular wellness easily. You might exercise with this particular equipment by going to a health club or by buying a specific type of cardio equipment for your personal house.

When you are going to obtain a exercise with cardiovascular equipment, you will have a number of alternatives from the machine. Probably the most typical options of cardio fitness machine are stationary bicycle, treadmill machine, elliptical machine, also as step machines. Treadmill enables a user to do jogging or walking inside their house. If you consider buying this specific equipment, it will be much better to acquire the high-priced model that will provide comfort in running program. Therefore, you will have much more efficient physical exercise at house.

Elliptical machine and step machine are also extremely well-known. A step machine provides convenience towards the consumer to acquire physical exercise having a comparable outcome whenever you run up and down on a flight of steps. On the other hand, elliptical machine offers a great combination of treadmill machine and a step machine physical exercise without no impact on the joints.

Those exercise equipment will function successfully to assist you tone your muscles, get your body fit, burn more fat and calories, also as increasing cardiovascular fitness. These types of exercise equipment also offer greater safety measures and fewer probabilities of injuries, in a condition that you are performing the workouts appropriately. Always perform an suitable warm up before exercising to prevent muscle injuries and strains.

By learning these fundamental things and details regarding cardio exercise equipment, it is simple to select a particular exercise routine employing those cardio equipment. Thus, you will get the ideal effect in boosting your health and reducing your weight and burning more calories.

More information at ?> elliptical trainer reviews. Planning to buy a new fitness machine? Then you should check out the schwinn a40. Just click the link!

Source: http://healthclub90.com/aerobic-fitness-equipment-wonderful-facts-to-know/

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Upscale Goes Green: Homeowners Focus More and more on Sustainable ...

A peaceful revolution is heading on in the real estate sector. A lot of prosperous experts are placing considerable dollars into developing their very own dream houses, and lots of of those experts are deciding upon to develop according to green ideas.

More Information on Power4Home Review, Click Here!

Maybe the first choice these new home owners encounter is how you can warmth and cool their houses. Prior to even thinking about what kind of heating and cooling system they are going to select, they want to decide on the design and materials for the exterior construction. Alternative constructing techniques including rammed earth, straw bale, and flying concrete development function thick walls, usually more than a foot thick, which conserve heat in the winter and maintain the property cool in the summer time. Some home owners are even deciding on subterranean dwellings, employing the all-natural insulating excellent with the earth to lessen their have to have for further heating. Even when choosing standard wood structures, house owners are choosing the most recent insulation supplies, which present optimum warmth conservation with small to no outgassing of toxic fumes.

Energy-conserving heating methods, a number of which produce radiant heat from hot h2o pumped by way of pipes beneath the floors, preserve on power; passive solar building ? homes with south-facing coverage and significant windows ? enables the sun to warm the household. Photo voltaic panels give electrical energy for lights and electrical appliances, and gray h2o systems recycle used drinking water for further use in the home. Some property owners in colder climates opt for wood- or wood-pellet-burning furnaces instead of the conventional oil furnace, setting up contemporary furnaces developed to minimize emissions.

Green-building property owners and more and more developers opt for all-natural and occasionally manmade supplies developed from renewable assets, materials which don?t expose residents to health dangers. Vinyl, that is notorious for outgassing poisonous fumes, is rejected in favor of safer supplies; hardwood flooring, much of it harvested from old-growth forests, is changed with supplies like bamboo, and cork, two renewable supplies supplying two really different, appealing seems to be in flooring.

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Those not in the placement to style and build their very own residence nevertheless have the alternative of ?greening? an current home, using a prosperity of secure, nontoxic natural materials. Standard plywood, which is manufactured making use of urea formaldehyde, might be replaced having a quantity of new, safer materials, such as ?Plyboo,? created from bamboo. Kiln-fired clay tiles, wood from sustainable forests, normal, secure interior and exterior paints, along with a host of other materials assist develop a clear, wholesome property environment.

Building and renovating green currently expenses more than making use of conventional supplies; some green builders estimate the distinction at about fifteen %. Nonetheless, lately wood costs have soared, and increasing transportation expenses due to the rising cost of gasoline and diesel has impacted the cost of building materials, so the distinction in price between standard and green creating may possibly well even out. Because it stands now, growing numbers of prospective homeowners are willing to pay a top quality for the residence produced of appealing, sustainable, and wholesome constructing supplies.

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Source: http://onlinemarketing.getbis4u.com/upscale-goes-green-homeowners-focus-more-and-more-on-sustainable-power-renewable-developing-materials

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Small Business Consulting ? Business Model | BRIMSTONE ...

[unable to retrieve full-text content]Before w? ??n focus ?n th? things wh??h m?k? a business model unique t? a small business consulting business, ??t's take a q???k look ?t wh?t ?n rank ?? contained ?n a business model itself. A business model ?? simply a ...

Source: http://www.brimstoneentertainmentinc.com/small-business-consulting-business-model.html

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Chemotherapy for Colon Cancer | Soukorama

Chemotherapy is the use of very strong anticancer drugs to kill colon cancer cells.
Chemotherapy is a systemic treatment and will address cancer that is in the entire
body which is why it is often used to prevent spread or to treat cancer that has
already spread. This is not the only reason why chemotherapy is used so if you
doctor suggests treatment with chemotherapy drugs do not assume that your
cancer has spread and metastesized.

Chemotherapy plays a few roles in the treatment of colon cancer.
used to kill colon cancer cells that might have not been removed during surgical
removal of the colon cancer.
reduces the size of the tumor before surgery is performed
used to treat colon cancer by controlling the growth of the tumor.
used to relieve some of the symptoms of the colon cancer.
reduce the likelyhood of recurrence
Chemotherapy is often used after surgery is performed to eliminate cancer cells that
may have been left behind and not removed by surgery. The chemotherapy can be
administered through an IV (intravenously) or in pill form. Once the chemotherapy
drugs enter the bloodstream they can reach cancer cells in all parts of the body.
Some studies have shown that using a regimen of chemotherapy after surgery for
colon cancer can increase the surivival rates for some stages of colon and rectal
cancers.

In patients with advanced colorectal cancer chemotherapy is often useful in relieving
the symptoms of the cancer.

Who is given Chemotherapy for Colon Cancer?
The general opinion in the medical community differs on whether chemotherapy for
Stage II colon cancer will be beneficial to the patient after surgery. It is usually only
advisable in very high risk patients.

Adjuvant chemotherapy after surgery is the standard of care for patients with Stage
III colorectal cancer. Also patients with Stage IV cancers of the colon or rectum can
benefit from the use of chemotherapy as it often will help to shrink the tumor,
increase life expectancy and improve the quality of life.

How is Chemotherapy Administered for Colorectal Cancer?

The use of adjuvant chemotherapy typically involves monthly administration of the
chemotherapy drugs for usually 6 to 8 months. Usually on or a combination of the
following drugs are administered:

5-FU (5-fluorouracil)
leucovorin
irinotecan
oxaliplatin (Eloxatin)
The standard adjuvant chemotherapy combination for colon cancer consists of 5-FU
and leucovorin.

Side Effects of Chemotherapy:
Chemotherapy can produce some side effects. The type of side effects experiences
depends upon the type of chemotherapy drugs used, how much of the drugs are
given and the period of time they are administered. The side effects also depend on
the individual.

The most common side effects for 5FU :

the feeling of being sick
diarrhea
sore mouth or mouth ulcers
drop in blood cell count
overall feeling of tiredness
The most common side effects of irinotecan :

increased perspiration
increase in the production of saliva
watery eyes
pain or cramps in the abdomen
diarrhea
overall feeling of being sick
drop in blood cell count
overall feeling of tiredness
hair thinning or loss
The most common side effects of oxaliplatin:

feeling of being sick
numbness or tingling of the extremeties
numbness in the lips

Source: http://www.soukorama.tv/chemotherapy-for-colon-cancer

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Natural Health Research Institute ? Foods That Reduce Colorectal ...

Abstracted By Jessica Patella, ND abstracted from ?Foods and Food Groups Associated with the Incidence of Colorectal Polyps: The Adventist Health Study? from the 4 May 2011 online edition of theNutrition and Cancer. ?Posted August 22, 2011.

While colorectal cancer has decreased over the past 20 years, it is still the second leading cause of cancer death and the third most common cancer in both men and women (2).? Routine colonoscopy screenings result in early detection and removal of colorectal polyps before they progress to cancer (3).? Along with routine screenings, many studies suggest dietary factors play a large role in decreasing the risk of colorectal cancer (1).? A recent study found eating cooked green vegetables, dried fruits, legumes and brown rice?frequently was associated with a decreased risk of colorectal polyps (1).?

The recent research included 2,818 participants that responded to two questionnaires (1).? The first questionnaire was given from 1976-1977 and the second questionnaire was given to survivors from 2002-2004.? The first questionnaire was used to examine the risk of cancer, coronary heart disease and all-cause mortality among non-HispanicCaliforniaSeventh-day Adventists (4).? The second questionnaire was used to provide more precise results investigating the relationship between selected foods and the risk of cancer (5).?

After the 26-year follow-up, 441 cases of rectal/colon polyps were identified (1).? These participants tended to be older, had higher body mass indices (BMI), tended to be more educated (college graduates or more) and a high proportion had a positive family history of colorectal cancer in a first-degree relative (1).? There was no difference found between cases of polyps and non-cases for physical activity, constipation, use of pain medication or use of multivitamins (1).?

In the population studied, Seventh Day Adventists, 60% were vegetarians or nearly vegetarians (eating meat less than once per week).? The more cooked green vegetables, legumes, dried fruit and brown rice the participant ate, the lower the incidence of polyps (1).? Eating cooked green vegetables once per day (or more) was associated with a 24% decreased risk of rectal/colon polyps when compared to consumption less than five times per week (P trend=0.03).? Eating dried fruit three times per week or more decreased the risk of polyps 26% when compared to consumption less than once per week (P trend=0.03).? Consumption of brown rice at least once per week reduced the risk of polyps by 40% (P trend=0.02).? A similar effect was seen for consumption of legumes (P trend = 0.02) (1).?

About 80% of the participants did not make major changes in their diet from baseline to 26-years later (1).? The lifestyle of the Adventist population has a low percentage of alcohol and smoking, which reduces the number of variables in the study (1).?

In conclusion, cooked green vegetables, legumes, dried fruit and brown rice are associated with a decreased risk of rectal/colon polyps (1).??

Jessica Patella, ND, is the founder of Sarasota Natural Health LLC and specializes in homeopathic medicine.?? She offers a holistic approach to health, inspiring and empowering her clients to lead lives of optimal health and wellness.? To learn more, visit www.sarasotanaturalhealth.com?

REFERENCES:

1. Tantamango Y.M.; et al (2011): Foods and Food Groups Associated With the Incidence of Colorectal Polyps: The Adventist Health Study, Nutrition and Cancer, 63:4, 565-572.
2. American Cancer Society: Cancer Facts and Figures 2010. American Cancer Society:Atlanta,GA, 2010.
3. Edwards BK, et al.: Annual report to the nation on the status of cancer, 1975?2006, featuring colorectal cancer trends and impact of interventions (risk factors, screening, and treatment) to reduce future rates. Cancer 116, 544?573, 2010.
4. Beeson WL, et al, Chronic disease among Seventh-Day Adventists, a low risk group. Rationale, methodology, and description of the population. Cancer (Phila) 64, 570?581, 1989.
5. Butler TL, et al.: Cohort pro?le: the Adventist Health Study-2 (AHS-2). Int J Epidemiol 37, 260?265, 2008.

Cancer, Director's Choice, Fruits & Vegetables, Newest Postings, Whole Grains

Source: http://www.naturalhealthresearch.org/nhri/?p=7576

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5 Great Tips to Make Your House Greener, Safer, and Healthier ...

Sorry, Readability was unable to parse this page for content.

Source: http://micro-morph.com/5-great-tips-to-make-your-house-greener-safer-and-healthier/

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Learn more about Kitchen Accessories

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<title>Articles Alive | Learn more about Kitchen Accessories</title><h3>Learn more about Kitchen Accessories</h3>

By: Cassey Jarrel

If you appreciate cooking or baking your kitchen area is not comprehensive without the right kitchen accessories to let you benefit from your time inside the kitchen area. Even so picking out the top kitchen area components for your desires may be hard in the event you usually do not understand what just you may need. Every single particular person who cooks or bakes supports the principle that very good supplies aid make much better foods. Whenever you cook frequently having the right tools on hand may make a giant big difference regarding whether your food tastes as very good when you would like and if you enjoy the method of cooking.

If youre buying supplies to your personal kitchen area there are some kitchen area accessories specifically you need to pay near consideration to. First is your pots and pans. Getting large high quality pots and pans can stop meals from burning and need marginally less interest. Decrease good quality pots and pans are far more likely to burn which may wreck all of the time and effort which you have put into cooking. For this reason you want to ensure that you use only the best pots and pans. While they could be much more pricey compared to least expensive it is possible to get they are going to final you for several years and offer you with evenly cooked meals that much surpasses what may be made in reduce high quality pots and pans. Youll want to ensure that your collection of pots and pans consists of at the least a single frying pan two or 3 deep pasta or soup pots and a number of small to medium sauce pans. This will likely make certain that you simply have adequate pots and pans for nearly any meal.

In addition to this you can find kitchen area accessories that will enable you to make the top use of your pots and pans. Pot holders are very critical. While you heat foods its inevitable for that pots and pans to become very hot like the handles. Pot holders can protect your fingers and counters from the warmth. You must often have numerous readily available as several recipes phone for foods to sit and awesome off of the heat.

Investing in higher top quality stirring spoons of differing types is also worthwhile. Depending on what you happen to be cooking you might wish to use metal or wooden spoons. Some food items this kind of as sushi rice have their taste altered by metal utensils and pans. This sort of cooking demands wooden spoons. Getting a combine of metal and wood can make sure you possess the greatest tools for that work.

Remember when you invest in kitchen equipment you are buying items to assist preserve you time from the kitchen area along with shield you from heat or damage. As all of these things will likely be exposed to food it can be crucial that any items you do buy are usually completely cleaned before and following use.

Author Resource:->??In addition do you wish to discover more about american diner accessories uk ? Find out more about our tuscan kitchen accessories homepage.

Article From Articles Alive

Source: http://www.articlesalive.net/Art/260166/28/Learn-more-about-Kitchen-Accessories.html

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Revord Buick Pontiac GMC Dealer Blog | Seattle-Everett Area |

PickupTrucks.com has named the GMC Sierra 3500HD the best overall HD truck, beating trucks from Ford and Ram. To test drive a new GMC Sierra 3500HD for yourself, stop by Clyde Revord in Everett!

The GMC Sierra 3500HD won PickupTrucks.com?s ?Heavy Duty Hurt Locker ?comparison test, a grueling showdown among industry heavyweights that included towing 19,000-pound fifth-wheel trailers up and over some of the most demanding grades in the United States.

?We procured similarly equipped trucks from Ford, Ram and GMC and put them through the paces towing up and down some of the toughest grades in the country covering a total of 2,200 miles,? said Mike Levine, editor of PickupTrucks.com. ?When we analyzed the data, the GMC Sierra 3500HD simply outperformed the trucks from Ford and Ram.?

The results of the comparison conducted July 11-18 between Denver and Laughlin, Nev., reflect improvements to the 2012 Sierra 3500HD that give Sierra best-in-class towing for both conventional and fifth-wheel trailers.

?Customers choose full-size trucks for their capabilities,? said Rick Spina, vehicle line executive for fuill-size trucks. ?So for 2012, we built on the foundation created in 2011, with engineering changes and additional validation designed to make the most capable heavy-duty pickup even better. Based on PickupTrucks.com?s test results, it looks like we got the job done.?

For enhanced fifth-wheel towing, engineers strengthened the pickup box sills and other box structures, rear springs, u-bolts, and box mounts, and upgraded the shock tuning. As a result, Sierra 3500HD now has a best-in-class tow rating of 23,000 pounds, up from 21,700 pounds in 2011.

Sierra also will lead the class in dually payload, with a 7,215-lb. payload for the 3500HD regular cab gasoline dually. Updates to the trailer hitch receiver increase conventional towing to 18,000 pounds, up from 17,000 pounds last year Both changes will be on models arriving in dealerships in the fourth quarter.

?We know heavy-duty pickups are one of the most-competitive segments, with some of the most knowledgeable customers there are,? said Spina. ?So for 2012, we worked on making our trucks even more capable than before.?

Other updates for the 2012 Sierra Heavy Duty trucks include a new navigation radio with enhanced display that has a hard drive, eliminating the need for discs with map data.

Sierra continues to offer OnStar, a segment exclusive, SiriusXM satellite radio, Bluetooth for phone and USB connectivity.

Sierra delivered its best sales month of the year in July, driven by increased demand for heavy duty models. Retail HD sales were up 29 percent and total HD sales are up 34 percent year to date, and nearly as much in both categories year over year. Retail sales for the full Sierra lineup grew 2 percent year over year, with total sales up 6 percent.

About Clyde Revord Motors in Everett

Finance Department
Phone: 888-483-9911

Good or bad credit, we will help you get the vehicle you want.

Our finance team will help you get an incredible GM Lease or GM Financing via one of our hundreds of available banks and credit unions.
Apply for Financing

Service Department
Phone: 888-813-9573

Our commitment to customer service is second to none. We offer one of the most comprehensive service departments in the automotive industry. Our GM Factory Certified Technicians can help you with your auto repair needs.

Revord Motors Service and Repair Department is a full-service preventive maintenance and auto repair center that has been performing high quiality, guaranteed auto repairs in Everett. Schedule service, maintenance, or repair online for your Pontiac, Buick, GMC. Our service department has full knowledge of GM maintenance. Whether you have a new or a used Pontiac, Buick, GMC or any GM vehicle we can repair or replace what ever the problem may be with your vehicle. We offer a full range of service options, GM engine repair, tire servicing, broken seat repair, transmission failure, engine failure, light replacement, window repair, stalls, brakes, airbags, over heating, oil change, for cars, SUVs, trucks and vans. Our service is fast and affordable. Bring in your foreign and domestic auto, SUV, or pickup today with complete confidence that your auto will be serviced correctly while maintaining your manufacturer?s warranty.

Parts Department
Phone: 888-813-9573

Our commitment to customer service is second to none. We offer one of the most comprehensive parts department in the automotive industry and GM Factory Certified Technicians are here to assist you.

At Revord Motors, our parts department offers a wide variety of performance parts and accessories for all Pontiac, Buick and GMC models. From OEM to aftermarket, see all we have to offer. Please check out our parts specials on all Pontiac, Buick and GMC models including cars, SUVs, vans and all GM.

At Revord Motors you?ll get Genuine Pontiac, Buick or GMC parts that are engineered to provide the quality and performance that is the hallmark of Pontiac, Buick, GMC. You?ll get unparalleled expertise and prompt, efficient service from the people who know your vehicle best ? factory trained GM technicians. After all, being an GM owner you?ve come to expect great performance from your vehicle and great service and value from your Pontiac, Buick, GMC Dealer. We offer products for your Pontiac, Buick, GMC such as tires, rims, floor mats, roof attachments, racks, organizers, spoiler, shift knob, steering wheel, and all accessories the Pontiac, Buick, GMC factory produces.

?

Source: http://clyderevordblog.com/?p=267

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Are You Struggling With Self-Doubt and Low Self-worth After an Affair?

This article has been viewed 6 times.

Handling an affair in your relationship is perhaps one of the hardest things any couple will need to handle. There are obviously many relationship issues that have to be worked out, but one thing I find many ladies deal with after an affair is the feeling that they haven?t any self esteem or self-respect.

But thoughts like these are not going to help heal and put things back together. Here are 3 tips to help you regain your confidence, self image, and respect after you find out your husband had an affair.

Claim Responsibility ? Naturally, I?m not trying to tell you that you are accountable for your man?s choice to cheat. That was in the end a choice he made. However , you have to realize you?re responsible for how you feel and how you respond to your daily life.

Certainly you?ve known two different individuals that react against the same thing in very different ways. This is because of their individual life experiences and what they think about themselves, others, and the world. The point is you can decide how to react to the turmoils in your life, and you alone are responsible for your own happiness and state of well-being. So long as you rely on something outside of yourself to feel good, you will always be at the whims of fate and other?s fickle emotions.

Accept That It Happened ? Another problem that many of us have is that they resist the undeniable fact that their spouse cheated. They struggle with the fact and try to push it away. Nonetheless this is not the fact of what happened.

You should accept that it actually did happen. This, of course, doesn?t mean that you need to be okay with it. You can still feel bad about your current position, but by learning to accept that it happened rather than resisting it, hiding from it, or alternatively pushing it away, you can charge up lots of emotional energy. You can use this energy for more helpful things like dealing with the emotions or taking your life and your relationship in a positive direction.

Shed Pessimism ? Chances are good that if there was an affair, then there?s a problem in your relationship. Maybe the two of you are experiencing emotional distance from one another. Maybe there is acrimony between the two of you. Or perhaps the two of you fought and disagreed often.

The next thing you need to do to start enjoying your life again and rebuilding your relationship (if you choose to), is to start correcting these problems in your relationship. This is the key to releasing bad feelings and starting to have a good time and enjoy life again.

Handling an affair is difficult, and in several respects the toughest part is rebuilding your own sense of self and confidence. But with these 3 tips, you will be well on the way.

If you found this helpful and you?d like to learn more reasons for infidelity, please check out my Marriage Sherpa review to discover why your partner cheated and what you can do about it.

Source: http://canarymagazine.net/relationships/cheating-relationships/are-you-struggling-with-self-doubt-and-low-self-worth-after-an-affair/

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Facts About Equine Supplement And Its Benefits | Yoga Ride

Posted on 19. Aug, 2011 by Rachael Hansen in Diet & Nutrition

Equines are generally herbivores. They feed on fibrous food plants like grasses, shrubs and sedges. If needed, they may also feed on vegetable matters like leaves, fruits and barks. They are basically social animals, meaning they live in herds. Their herds are permanent which often consists of single males and a number of females. Included in their diet should be equine supplement.

Including supplements in the diet of equines, commonly known as horses, will prove to be an endeavor that ensure the health of such magnificent creatures. As of today, numerous breeds of horses are being domesticated, not necessarily as house pets. Horses have the ability to be utilized as farm animals, transport mules and racing animals.

Though magnificent and often considered one of the most majestic creatures to ever walk the planet, horses are not impregnable to diseases. Prone to ill health, the usefulness of a horse might cease to exist when the horse is afflicted with sickness.

When things go wrong, horse owners immediately run to the vet for help. Medication for animals can be quite expensive. Avoid such costs by being on the safe side.

Being on the safe side means making use of supplements. Not only do these things promote health, they also promote an enhanced body function that helps horses become immune to diseases. One common ailment that often occur on horses is arthritis. As with humans, arthritis is a painful ordeal that needs to be controlled and prevented.

Supplements will help in that regard. Not only will it help prevent arthritis but it will also enhance the bone structure and joint mobility of horses. A lot of supplements contain calcium and protein which are known to immunize against arthritis. Stay away from using steroids because they have uncanny side effects that will prove to be dangerous to horses.

With regards to the dosage of equine supplement, veterinarians advice that 1 gram of supplement is needed for every 100lbs of the horse?s body weight. 3g. Is normally contained in a single teaspoon and it should be administered only once together with the normal diet of the horse. Read more about: Equine Supplement

Looking to find the definitive source of information on Equine Supplement?

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Tags: diet, Diet & Nutrition, Equine Supplement, fitness, health, nutrition, supplements

Source: http://www.yogaride.com/facts-about-equine-supplement-and-its-benefits

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Articles 20VN | Powerful Evangelism through Writing a Book ...

Think about the methods and tools used today to communicate with people. There are many, but not all of these methods work well all over the world. There are islands, and regions, and countries that don't have the option of watching satellite TV or listening to satellite radio. Yet these people can still effectively be reached through books as the means of communication. Even for a more practical purposes, writing a book is one of the most industrious and effective ways to reach people and influence people in the world; past, present, and into the future.

TV certainly gets to more people faster but when you are considering the financial, recourse, and time cost of starting a TV program as a means of expanding your ministry you can get deeply discouraged. By publishing a book you can reach people in countries that are undeveloped and reach those in your own backyard with less expense and still have a super effective tool through which you can communicate and reach people.

Not only is book writhing a less expensive solution to your evangelism ministry, it is also a more lasting solution. The moment you can't afford the expense of having a radio or TV ministry, that's it. No more flow. But even if you get busy in life and you take time away from promoting and marketing your book, people are still reading, the message is being passed from one person to another person. Friends recommend good books and let one another borrow them all the time. So with a book you always have a voice. You never lose your ability to reach people by becoming a published author.

You can become a published author quite easily today. There are many different companies that can help you become a published author. Taking the time to research different companies and their offerings makes the difference. You need to find a company that suits your needs and one that can tailor a solution to your particular publishing needs. You want to go with an experienced company and one that has been in business for several years. You want to go with a company that educates you on the large world of publishing, writing the best book, and marketing your book.

Book publishing is a great tool that many evangelists use today and if you haven't begun to use this tool you're missing out. Get with the program! Become a published author and get your message out to people you will personally never touch but whose lives you will change.

Source: http://www.20vn.com/writing-speaking/powerful-evangelism-through-writing-a-book-570.htm

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How to get car insurance claim ? Auto Insurance Articles

With the number of vehicles bombarding our roads it?s no surprise that we may have to file an auto insurance claim at some point in time. Being reimbursed for our medical bills by the insurance company has never been a problem. However, vehicle damage requires proof to make an insurance claim. Even though the insurance policy varies across states, yet the fundamental act of filing an insurance claim remains analogous.

The adjuster visits your damaged vehicle to provide you with an estimated cost of the repairs, upon filing a claim in the event of an accident. Next, you inquire from your insurance provider the willingness to reimburse or pay towards the costs of repairs. Every insurance company requires proof of damage prior assenting to the payment.

5 Elements of Proof:

The essential elements to make an auto insurance claim include:

• FIR (First Information Report) at the police station
• Eye witness reports and physical damage at the accident site
• Information provided by you to your insurance company
• Information provided by the opposite party to your insurers

Things to do immediately after the accident:

Call 911 in event of a serious injury. Alternatively, seek the help of medical professionals if the injury is bearable and immediately inform the police because you will require an FIR report while filing the insurance claim.

Obtain the relevant information like license plate numbers, contact details and insurance information. Acquire the phone numbers of the opposite party. Your insurance identification card holds every important detail.

Gather some witnesses who are willing to speak the truth. These witnesses will reveal what they saw at the accident site. If witness is hard to come by, FIR report will amply support your insurance claim instead.

Immediately inform your insurance company.

Pursue the claim through your insurance company, and seek the other cost reimbursements that your insurer won?t pay, from the opposite party?s insurance company.

The adjuster post inspection of your vehicle will perform cost estimation regarding repairs of the damages.

You may have to report your version of the accident to the opposite party?s insurer.

In situation where the estimates cost is lower than the actual cost of repairs use arbitration. However, if the dispute remains unsettled, knock the doors of the law.

Things to avoid for obtaining insurance claim:

• Poor driving record
• Poor credit history
• Poor safety measures

With the increasing fleet of cars on the roads accidents can be avoided if you drive safely, within speed limits and obey the traffic rules.

Source: http://www.autoquotenow.com/articles/car-insurance-claim/how-to-get-car-insurance-claim-4372.php

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Comprehensive Entertainment For Your Family Reunions ? Hodges Studios

Cornhole board games are really fun to play. Cornhole boards are specially fun to play when you are developing a get together and everybody creating a wonderful time outside. They are often played at kids birthday parties or cookouts. Almost any form of get-together that is outside and instead gives off room enough to enable you to really play the game and not be concerned with if you might break somethign.

The concept for cornhole games happened centuries ago back during the King era. While there were jousting matches and also other such festivities taking place ,, there were childrenplaying games also. What made cornhole game boards so much fun and so entertaining was that they tested the kid?s ability to aim, and even strength. Though it is considerably more common because of these board games to be around 100-200 feet apart at most now, it wasn?t uncommon for them to be over 500 feet apart during the King era.

You can discover why adults were so pleased to allow their kids to play these games = honing strength, competitiveness, as well as their aiming ability. It had been thought changing into skilled in playing cornhole board games would help to hone the child?s ability shoot arrows with the bow when he was older. Not only that, but it is an extremely fun game to play, so that it wasn?t uncommon for adults to participate in and play the gamein their kids.

Exactly like previously, it is extremely common for the kids to enjoy the game,and even adults. As someone who saw the game and wasn?t very interested at first glance, I will attest that cornhole games are incredibly fun to play. Also, they are fun to play, theyre almost addictive. The more you play them, the more you would like to play them. Not only do you choose to beat another team, but you want desperately for getting as much with the beanbags in to the corntoss board?s hole as you possibly can. When I played the cornhole game just once, I used to be literally hooked. I?d only used to play for maybe five to ten minutes. However, as soon as I?d quit playing, over three hours had passed!

I am not the only who has experienced this, and when you play a game of chorhole toss, you may, most likely, also experience this. You?re able to do one of two things if you are lookingthat can be played the cornhole board list game. You can make your own personal(that takes many technical skills, time, and work), or you can buy pre-made cornhole boards. I know would recommend you using a cornhole board that?s already made. The cost isn?t that different, and also the quality is in fact exactly the same. Not just would be the quality basically exactly the same, but you will end up saving yourself a long time of effort if you pick one instead of making one.

I recommend you obtain the cornhole board game so that you can enjoy the fun that this game offers.

This entry was posted on August 17, 2011, 2:51 pm and is filed under Uncategorized. You can follow any responses to this entry through RSS 2.0. Both comments and pings are currently closed.

Source: http://www.hodgesstudios.com/comprehensive-entertainment-for-your-family-reunions/

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Zodiac Adore Match ? Discover What Attracts a Leo ? Make Her Roar ...

The lion zodiac tends to become extremely giving and will expect you to become just as bighearted. Like the king or queen with the jungle, they will ferociously protect people who are dear to them. They love it once they see your greatest and showing off your talents. Leos are fine motivators but can sometimes appear as a tyrant, asking for more than they are able to give. But what attracts the Leo, anyway?

Since the sign includes a really ground-breaking characteristic, they?ve an utmost want to be the best. Though they are alright with rules and regulations, they are happiest when they blaze their very own trail. They are probably the most prevailing, instinctively innovative and outgoing signs in the zodiac. They like to flirt and play with danger and can be tremendously ambitious powerful willed, independent and self-confident in everything they set their minds to. But what attracts a Leo most of all is when you give them your utter attention. Shower them in your attentiveness and they will absolutely worship you back. Flattery is their weakness and they savor compliments so much.

Though they love grandeur, splendor and glamour, their charitable personality is just as intense. Leos are born leaders are most successful after they are in command. Their powerful charisma and natural civility of mind take in out the top devotion of their followers. They act bigger than others would normally dare and they know how to utilize their positive energies, creativeness and resolution for getting what they want.

Do not ever try to deceive a Leo, over anything. They are not beneficial judges of character and are often cheated on by the individuals they trust the most. If they are, they will even now thrive on a adversity but may eventually lose their focus on their dreams. They?ve a hard sex drive and are so fascinated for the opposite sex they find it tough to be stable and steady. They are in many affairs and are bound to stray from a serious relationship. While they are truthful and type to their lovers while adore lasts, it is very possible in your Leo being attracted to one more mainly because they?ve a beneficial desire for all issues beautiful and striking. Hold them faithful by giving them your reassurance and passion. They revel during the beauty of affection whenever you show your love more than anything else.

If you would like to understand and discover additional on what attracts a Leo (and of other signs as well), visit my web site to acquire your hands on my Cost-free report which has helped thousands of men get women they thought they in no way had a chance with!

Zodiac Adore Match ? Discover What Attracts a Leo ? Make Her Roar ? Check Out leo and capricorn and capricorn and leo

Source: http://www.rudetrude.com/arts-entertainment/astrology/zodiac-adore-match-discover-what-attracts-a-leo-make-her-roar/

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How many women in the US are in high rist having breast cancer ...

How many women in the US are in high rist having breast cancer?
Looking for statistics regarding women who are in high risk to have breast cancer in the US.

Answer by Pbh
http://www.cancer.org/docroot/STT/STT_0.asp

??????????????????????????????????
Go here and it will explain and show the statistics.

Answer by a_phantoms_rose
Those taking estrogen can be added to the list.

Answer by kathy s
Delaware, where I live, has the highest rate of breast cancer in the nation. We have lots of chemical plants and the duPont?s. The Delaware River is polluted and we have toxic waste dumps. I have breast cancer.

Answer by lo_mcg
Women at high risk of developing breast cancer are those who carry one of the rare inherited genes known to be responsible for hereditary breast cancer.

Hereditary breast cancer accounts for 5 ? 10% of all breast cancer cases.

If someone has inherited one of the BRCA genes from one of their parents, each of their children has a 50% chance of inheriting that gene.

A female inheriting the gene has a 50 ? 80% chance of developing breast cancer. A male inheriting the gene has in increased, though still very low, risk of breast cancer.

Women carrying the BRCA gene are the only ones who can be considered at high risk of breast cancer. For all other women in the US, the chance of developing breast cancer is one in eight if they live into their late 70s/80s ( 80% of breast cancers occur in women over the age of 50).

There are known risk factors for breast cancer; but none of them can be described as making someone ?high risk?; they are just things that increase an individual?s risk of breast cancer occuring, and most people who have one, two or even all the risk factors don?t get breast cancer.

The greatest risk factor is being female; over 99% of those diagnosed are women.

The second greatest is age ? 80% of those diagnosed are over 50, only 5% are under 40, fewer than 0.1% are under 30 and it?s almost unheard of in under 25s.

Genetic ? but only 5-10% of breast cancers are genetic/hereditary

Other recognised risk factors are:

Having children at an older age or not at all. The more children a woman has may also slightly lower her risk. Breast-feeding helps protect against the disease. The longer a woman breastfeeds her children, the more she lowers her risk.

Starting periods at a younger than average age (under 12) or having a late menopause (after 55)
.
Taking the contraceptive pill or hormone replacement therapy (HRT) causes a small increase in risk. However, the risk gradually returns to normal after you stop taking them.

Being overweight (especially after the menopause).

Regularly drinking more than 1 unit of alcohol per day slightly increases the risk of breast cancer.

Having a previous diagnosis of breast cancer increases the risk of developing a new cancer in the other breast.

These are only risk factors though; ticking one, some or all these boxes does not mean you will get breast cancer, and many people who are diagnosed with breast cancer have none of these risk factors.

Answer by Denisedds
As usual lo_mcg covers her breast cancer answers very well. I would like to add women who test positive for the p53 or the PTEN gene have a 50% lifetime risk for breast cancer. Women who used estrogen for more than 5 years have an increased risk of 35% and it is higher if progesterone was also used. There is an international study ongoing that will give better data. Women who received ionizing radiation have a 30% risk for breast cancer up to 20 years after treatment. Women diagnosed with LCIS are also at high risk and of course women who test positive for the BRCA 1 or 2 gene mutation are at high risk. These high risk people are at a risk over and above the basic risk factors for the disease, but even when added all together they represent a small portion of the population. All women?s risk increases with age and we all have a 1 in 8 lifetime risk for breast cancer.

Give your answer to this question below!

from your own site.

Source: http://www.breastcancersurvival.info/breast-cancer/how-many-women-in-the-us-are-in-high-rist-having-breast-cancer.html

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US increasingly shuns home ownership to rent

WASHINGTON?? Builders starting on new apartments are busier than ever these days as demand for rentals climbs and the once-sacrosanct American dream of home ownership fades.

The Commerce Department said Tuesday housing starts slipped 1.5 percent in July to a seasonally adjusted annual rate of 604,000 units. But starts on multifamily housing, often used for rentals, rose 7.8 percent to 179,000 units.

The rise in multifamily units reflects an underlying trend in which rentals are increasing while the national home ownership rate declines.

The percentage of people who own a home dropped to 65.9 percent during the second quarter ? the lowest since the first quarter of 1998. That was down from a peak of 69.2 percent reached in late 2004, according to the U.S. Census Bureau, when lax lending standards were fueling home sales.

The change appears to be gaining momentum.

"Even in cases where it might make more financial sense ? or it might actually be cheaper on a monthly basis to own a home rather to rent one, a lot of people are not making that purchase," said Oliver Chang, head of U.S. housing strategy at Morgan Stanley.

"The trend that we're on is going to continue," he added.

The home ownership rate is likely even lower than the Census Bureau reports, according to Chang and his team of analysts at Morgan Stanley.

The home ownership rate is only about 59.2 percent once mortgage delinquencies are factored in, something the government does not do, according to a research paper Chang co-authored with Vishwanath Tirupattur and James Egan.

"The combination of falling home prices, limited mortgage credit, continued liquidations and better rental options is fundamentally changing the way Americans live," according to the Morgan Stanley research report.

"We believe this change is only beginning and is moving the country toward becoming a rentership society."

Americans have started to sour on the idea of home ownership as tighter lending standards block potential borrowers from obtaining a mortgage, due to the boom and bust of the housing sector and subsequent 2007-2009 financial crisis.

More Americans have been driven to move into rentals. That has reduced the U.S. apartment vacancy rate, which dropped to 5.9 percent in the second quarter, the lowest since 2006, according to real estate research firm Reis Inc.

Some renters have no alternatives. About 3.8 million foreclosures were filed in 2010, and that could balloon to as many as 6 million by 2013, according to data firm RealtyTrac.

But analysts say renting can be a good choice.

"Housing can actually be a very risky investment if you look at the downturn," said Dean Baker, the co-director of the Center for Economic and Policy Research. "We should be talking about renting as a respectable option."

The White House wants to rent, sell or dispose of foreclosed homes controlled by mortgage finance giants Fannie Mae and Freddie Mac. The goal is to "bring stability and liquidity" to the housing market, said Edward DeMarco, acting director of the Federal Housing Finance Agency, in a statement.

President Barack Obama is looking to change the way housing is financed. The administration produced a blueprint in February that gave three separate proposals, all of which lead toward minimizing the government's role in the mortgage market over the next several years while at the same time attracting more private capital to fill the gap.

The White House stated in the policy paper that its goal was to "ensure that Americans have access to an adequate range of affordable housing options."

However, the administration cautioned that "this does not mean our goal is for all Americans to be homeowners." The papers pointed out 100 million Americans are renters, whether they do so by choice or necessity.

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Currently, Fannie Mae and Freddie Mac, along with the Federal Housing Authority, guarantee about 90 percent of all U.S. mortgages.

A recent survey by Fannie Mae shows more will choose to pay rents rather than buy.

"Dissatisfaction about the direction of the economy and related employment fears are damping demand to buy homes and slowing the recovery," Fannie Mae's chief economist, Doug Duncan, said in a quarterly housing survey. "People who believe owning is a better deal than renting are nonetheless planning to rent, at least until things improve."

At some future point, however, the dream of home ownership could be reignited among renters.

A recent study of 2,142 adults by the Pew Research Center indicated more Americans would prefer to own if they had the financial means. Just 24 percent of renters said they were doing so by choice, rather than necessity, and 81 percent believed that owning a home was the best long-term financial investment goal for their families.

Copyright 2011 Thomson Reuters. Click for restrictions.

Source: http://www.msnbc.msn.com/id/44164691/ns/business-personal_finance/

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Charlie Sheen Booed & Pelted With Objects At Juggalo Festival (Video)

Charlie Sheen Booed & Pelted With Objects At Juggalo Festival (Video)

Charlie Sheen was hosting the Gathering of the Juggalos music festival on Saturday, where he was hit with plastic bottles and booed by ICP fans.? [...]

Charlie Sheen Booed & Pelted With Objects At Juggalo Festival (Video) Stupid Celebrities Gossip Stupid Celebrities Gossip News

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Saving Money And The Personal Finance Company | CCPortals

The unfortunate fact of financial well-being is that it must be self-taught or passed from parent to child given that it is not part of our formal education. Although there is a movement afoot to push for teaching personal finance in public schools, most people simply muddle through hopefully until they become competent in later life. This is where a personal finance company might come in handy.

The personal finance company is centered around the idea that certain kinds of money-related matters is best done by a specialized group of people for an individual. The employees at the personal finance company know about accounting, taxes, corporate structure, and filling out a checkbook register. Furthermore, they know how to put together documents to minimize the time spent in bureaucracy.

To take an example of how a personal finance company might work, consider the case of an individual who works in business. He sends in his monthly business transactions to the personal finance company. At the beginning of the quarterly tax period, his personal finance company works out what can be deducted and what cannot.

There are many other important methods of budgeting in addition to using a personal finance company.

For example, in case you possess an old-fashioned phone plan, it may be costing you more than you need to pay. Go online to locate a personal budgeting website where you can input your cell phone plan info and compare it with other plans that are suggested to you. A comprehensive website offers a listing of phone plans that are suggested in your city and will work with what you need. If you decide you would like to switch to a modern plan, you may be able to calculate just how much you can save.

Since sizable appliances are very expensive both to purchase and to run, purchasing any large appliance can drain the budget. Good consumer website inform the consumer to double check energy requirements and the energy star rating of any appliance under consideration for purchase. During the course of a year, a smart shopper can save a lot of money on energy. For a good deal, look for an appliance that is labeled with the government?s energy star rating that can save you almost 50% in energy usage.

If you have a job that is considered a low risk, it may save you some money on your health insurance. You may be able to get a reduced rate on your health insurance if you are a teacher or accountant or occupy some other profession that is fairly safe. You can get your prescriptions at reduced rates from megastores like WalMart and Costco. Nonetheless, your monthly health insurance costs can continue to be challenging.

Find for free the latest articles concerning online check ordering.

Source: http://www.ccportals.com/stock-market/saving-money-and-the-personal-finance-company

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