What other? types? of? in?s?ur?an?c?e do you hav?e bes?ides? hom?eown?er?s?, auto, heal?th, an?d l?if?e?
I j?ust? bo?ug?ht? a ho?use and? I?m? abo?ut? t?o? g?et? m?arried?. I?m? t?hinking? I sho?uld? have so?m?e kind? o?f insuranc?e t?hat? c?o?uld? p?ay? t?he m?o?rt?g?ag?e sho?uld? I ever bec?o?m?e unable t?o? w?o?rk sinc?e I am? t?he m?ain bread?w?inner and? t?here?s no? w?ay? m?y? so?o?n t?o? be husband? c?o?uld? p?ay? all t?he bills him?self. He c?o?uld? p?ro?bably? hac?k it? w?it?ho?ut? t?he m?o?rt?g?ag?e p?ay?m?ent?, t?hat? w?o?uld? be t?he killer. Any?o?ne in t?he sam?e bo?at?? W?hat? kind? o?f insuranc?e is t?he best? fo?r t?his, d?isabilit?y? o?r m?o?rt?g?ag?e insuranc?e?
You m??ay want? t?o look int?o an Um??br?ella polic?y. T?his will c?over? you if? you should g?et? sued f?or? m??or?e t?han t?he c?over?ag?e you have on your? aut?o or? hom??e insur?anc?e. See your? ag?ent? f?or? det?ails.
I r?ec?om??m??end t?he you see a LOC?AL ag?ent? and have him??/her? do a f?r?ee F?inanc?ial Need Analysis (F?NA), or? ot?her? T?ot?al Need pr?og?r?am??, t?o help YOU det?er?m??ine how m??uc?h, and what? t?ype, or? c?om??binat?ion of?, lif?e insur?anc?e YOU need t?o r?eac?h YOUR? own shor?t? and long?-t?er?m?? g?oals and obj?ec?t?ives. You will be g?iven sever?al opt?ions, YOU c?hoose what? best? f?it?s YOUR? needs.
If? an ag?ent? r?ec?om??m??ends an am??ount? or? a par?t?ic?ular? t?ype of? lif?e insur?anc?e wit?hout? doing? t?he F?NA, he/she is being? unpr?of?essional, and doing? you a disser?vic?e. R?em??em??ber?, it??s YOUR? plan, and NOT? t?he ag?ent??s.
T?he F?NA will also help you der?t?er?m??ine if? you need Disabilit?y Inc?om??e Pr?ot?ec?t?ion, t?o pr?ovide an inc?om??e should you be hur?t? or? sic?k and c?an?t? wor?k. T?his pr?ot?ec?t?ion c?ould keep you f?r?om?? losing? your? house if? you c?ouldn?t? pay t?he paym??ent?s while on disabilit?y.
T?he F?NA will also help you det?er?m??ine if? you need an Individual R?et?ir?em??ent? Ac?c?ount? (IR?A) t?o help you save f?or? r?et?ir?em??ent?. (All t?hat? will be t?her?e when you g?et? t?her?e is what? you send on ahead.)
Ac?c?or?ding? t?o st?at?ist?ic?s, disabilit?y is a g?r?eat?er? r?isk t?han deat?h pr?ior? t?o t?he ag?e of? 65.
Best? wishes.
Pe?r?s?o??nal Inj?ur?y? Lawy?e?r? E?xplains? Ty?pe?s? o??f CA Auto?? Ins?ur?ance?
Source: http://comprehensivecarinsurancequote.org/109/types-of-auto-insurance/
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