Auto repair-Ride the Parts Crunch With an Independent Auto Repair Shop

Perhaps youve heard that auto insurance premiums are slated to rise. The lower prices we have been paying lately for gasoline will be negated with a big hike in
apk soft in
automotive repair surance premiums.

Maybe no
used auto parts w is the right time to shop around for a better deal, after all, were all trying to spend less these days. So you wont potentially be shocked when the q
hepatitis uotes come in, why not take a look at what youre driving. It might make a difference.

Is there a conver tible in your driveway? Insurance premiums are higher on these vehicles because they appeal to drivers who like to drive fast. As sure as night follows day, speeding results in more accid
body auto repair ents, and up go the rates.

In most cases convertible drivers are also young, so that in itself
collision repairs adds to the bottom line. Interestingly enough, convertibles are cheaper to buy, so perhaps what you save at purchase time will be offset by the increased insurance.

Cool, sporty cars with lots of horsepower and a stick shift are fun to drive and certainly attract attention. These cars a joy to own, and make you feel good, until they become the target of thieves. One day, when you return to the spot where you thought you parked, and your car is missing, youll know why it costs more to insure these desirable vehicles.

If you arent driving a desirable vehicle and therefore paying higher premiums, then perhaps youre driving something not so desirable. Take another look. It is true that run,of,the,mill cars cost less to insure, but there is something else going on right now.

As you know Chrysler and GM are in bankruptcy and now the stage is set for a decline in resale value for certain models, especially those that have been totally discontinued. Will you be likely to purchase a used Pontiac when you realize they dont make them anymore? Wheres the prestige in that?

Even if you get a really good deal with the intention of hanging on to the car as long as you can, where will you obtain parts? If you become involved in an accident, the same scenario will apply. If its a write,off the money you get from your insurance company will be based on the cars much diminished market value.

When the market value of these discontinued American vehicles declines and insurers find themselves paying out on total losses at an increased rate, insurance rates on these will rise sharply. Remember Oldsmobile and Plymouth? One year after they were pulled off the market, you could buy a two year old for the price of a five year old.

Until the market settles down if might be best to not panic. Hang on to your Chrysler or GM vehicle and seek out the services of a reputable independent mechanic who routinely works on all makes and models of vehicles. They have the smarts and the ability to scope out used parts, or even machine a new part if need be.

This entry was posted on Sunday, May 15th, 2011 at 7:53 am and is filed under automotive repairs. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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