auto accident insurance claim
auto accident insurance claim?: who pays for car insurance in an auto accident claim?
If i?m rear-ended in an auto accident, the other driver is at fault and their insurance covers my rental. are there any limitations as to what the insurance covers? will i be responsible for the damage waiver and so forth?
i was actually asking who pays for the insurance on the rental car.
i?m not young. the other driver was proven to be at fault.
The following is the answer: (Hint: The correct answer provided by the users, does not guarantee the right.)
Answer by Kathy A
if their insurance is paying, why would you need to pay anything ??? and you need to talk to THEM or their lawyer about the insurance.
Answer by british_soldier2
i got rear ended whilst in a traffic jam on the motorway..the law states if u are rear ended in any circumstance, u are in the right because the rear ender?.yes, i said rear ender children, was too close to be driving safely. i notified my insurance company, and lost my ?no claims? bonus?.im not gonna bore u but after many years and ultimately threatening with legal action, i got what i was owed. the point of the story is two-fold?..dont fuck about like i did, if ur rear ended its definately not ur fault and u will not be responsible for anything, and secondly, yes children it hurts to be rear ended, dont try it at home
Answer by Guy
uhm just because you were rear-ended does not make the driver behind you at fault. you must be very young. trying to go to court to find out who?s at fault is a lose-lose situation. you will pay more in court costs than the deductible.
Answer by Julia R
The other persons insurance will pay for the rental car. You will need to get a car similar to your own (if you have a small car you can?t get a hummer!). If you want to pay extra for the rental to reduce the excess in case of a crash this will most likely come out of your own pocket, as will petrol. Most of the time you will need to pay for the rental and the other insurance company will reimburse you afterwards. Make sure you document why you needed your car everyday incase they try and stuff you around.
I hope it all works out for you ? being in a car accident is a real pain.
Answer by Coastcowboy
Your collision/comp & liability coverage on your personal vehicle will extend to the rental, still subject to your usual deductibles if you happen to crash it. The other company does NOT owe you for any additional coverages you don?t already have.
Answer by TedEx
Are you paying for your own ins? Then why don?t you ask your own agent.
That?s his job!
Answer by Sue
The other company will pay for a vehicle of like kind & quality to your own. So, if you have a small sedan, they would pay for a car like a Honda Civic. If you have a large SUV, they will pay for a Jeep Cherokee or something like that. They will pay a daily rate for the vehicle type you have but they will not pay the insurance, that is optional coverage that you can choose to pay if you want to purchase it.
Answer by bundysmom
The person who pays for insurance on the rental car is the person who is renting the car. If you are in a rental due to an accident, the insurance company is only required to provide you with alternative transportation while your car is being repaired. They have no legal requirement to pay for insurance because you elected not to purchase comp/collision or liability insurance for yourself OR if it?s a situation where your own insurance policy doesn?t transfer to a rental.
Answer by Scott H
Insurance generally only covers the car rental, the LDW insurance is your responsibility. LDW is optional, but I wouldn?t rent a car without it ? too many things beyond your control.
Answer by mbrcatz17
If you want the insurance on the rental car, YOU have to pay for it. In most states, on most policies, your LIABILITY coverage will carry over onto the rental car, while yours is in the shop. Physical damage, however, is a bit of a different story ? it varies more. Ask your agent if your policy will carry over to the rental for Collision and Comp.
In either case, your policy WON?T cover ?loss of use? while the rental car is being repaired, if it?s in the shop.
Add your own answer in the comments! CAR CRASHES DOWN SUBWAY
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About auto accident insurance claim,This blog is about accident and sickness cover and occupational accident insurance.
The following not about auto accident insurance claim,But funny?A dress is like a barbed fence. It protects the premises without restricting the view. The wise never marry, And when they marry they become otherwise. ?Your future depends on your dreams.? So go to sleep. Your mind is like this water, my friend, when it is agitated, it becomes difficult to see, but if you allow it to settle, the answer becomes clear..Money is not everything. There?s Mastercard & Visa. ?END??
Refinement : 
Image by shamoany
This car crashed down a pedestrian subway in the early hours of 1st MAY 2008
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fun youtube video!Automobile Accidents: Insurance Claim Evaluation
How does an insurance company evaluate my claim? Ask Jay Janssen!
Video Rating: 0 / 5
Source: http://www.watkhlung.org/auto-accident-i
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